Author: nancy ahuja

When it comes to mutual funds, many investors typically focus on the existing schemes, surveyed based on their historic performance, expense ratio, and fund manager’s track record. However, another intriguing opportunity that often catches the eye of both new and seasoned investors is the New Fund Offer (NFO). This article seeks to answer the question, “What is NFO?” and how to make an informed decision when investing in one. What is NFO? A New Fund Offer (NFO) is the very first subscription offer for a new scheme launched by an asset management company (AMC). It’s essentially the Indian equivalent of…

An Investment Policy Statement (IPS) is a document that outlines an investor’s financial goals, risk tolerance, investment strategy, and asset allocation guidelines. It serves as a roadmap, helping both investors and advisors make consistent decisions aligned with the investor’s objectives and preferences, especially during volatile market conditions. An Investment Policy Statement (IPS) is a crucial document for any investor, acting as a strategic blueprint outlining the key objectives and directives related to their investments. Whether you are an individual investor planning your retirement or an institutional entity managing a large portfolio, an effective IPS can ensure structured, disciplined, and goal-oriented…